Payments & Enterprise
Fintech products and enterprise settlement systems need a blockchain that behaves like infrastructure, predictable, fast, and efficient enough that fees never become a line item on a per-transaction basis. AERE is built to those requirements.
AERE is built as the settlement layer for consumer payment applications, including non-custodial crypto card neobanks. Card settlements, stablecoin transfers, and on-chain receipts settle on AERE mainnet, with instant finality and predictable fees. The chain is production infrastructure, not a testnet.
Why AERE for payments
01
Finality in approximately one second
Payment products live and die by confirmation speed. A card terminal, an invoice, or a remittance flow cannot tell a customer "your payment is pending for 12 minutes." AERE reaches finality in approximately one second under normal network load, which is fast enough for point-of-sale and near-instant enough for the settlement leg of cross-border transfers. Applications can treat a confirmed AERE block as settled without waiting for additional confirmations.
02
Fees that do not erode margins
Transaction fees on AERE are a fraction of a cent per operation. For a payments business routing thousands of settlements per day, fee predictability and absolute cost both matter. AERE's fee structure is stable and low by design, the chain is not competing for block space in the same way as a general-purpose congested network. You can model unit economics on AERE without including a "blockchain fee" reserve that grows with usage.
03
EVM-native and integrates with existing stacks
AERE is fully EVM-compatible. Any smart contract written in Solidity for ERC-20 stablecoins, payment splitting, escrow, or subscription billing deploys without modification. Standard Ethereum tooling, Hardhat, Foundry, ethers.js, web3.py, works out of the box. Enterprises that have already integrated EVM infrastructure can add AERE as a network with a single RPC endpoint change. Wallet integrations that support MetaMask or WalletConnect work with AERE immediately.
Enterprise settlement architecture
AERE supports the full stack required for a modern fintech settlement layer: ERC-20 stablecoins as payment instruments, atomic smart contract execution for multi-party settlement, on-chain receipts that are publicly verifiable without exposing sensitive business data, and the AereIdentity system for on-chain KYC attestations that allow compliant flows without rebuilding identity verification from scratch.
For enterprise integrators who need a private communication channel before going public, the AERE Foundation can be reached through the contact information in the documentation. For projects with a clear build plan, the grants program provides milestone-based funding, particularly relevant for infrastructure that benefits multiple fintech products building on the chain.
Start building
Connect to AERE: Chain ID 2800, RPC https://rpc.aere.network, WebSocket wss://wss.aere.network. The documentation covers stablecoin deployment, the AereIdentity attestation system, and smart contract patterns for payment flows.